Terms
Website terms of use
By using this website you agree to these terms. In short: the content is general information, we arrange lending for business purposes only, and any loan is subject to a lender's assessment and criteria.
This website is operated by Leadsource International Manager Limited (NZBN 9429047325371), trading as Difficult Business Loans. Last updated 27 September 2026.
General information only
The guides and pages on this website are general information for New Zealand business owners. They are not legal, tax, accounting or insolvency advice, and they don't take your particular circumstances into account. For advice on your situation, speak to a qualified professional such as a lawyer, accountant or licensed insolvency practitioner.
Business lending only
We arrange lending for business purposes only. We do not arrange consumer or personal loans.
No offer of credit
Nothing on this website is an offer of credit or a guarantee of approval. Any loan is subject to the relevant lender's assessment, criteria, terms and conditions. Loan amounts, features and timeframes described on this site are indicative, and every loan is priced on the individual circumstances.
Accuracy
We take care to keep information accurate and current, including references to Inland Revenue, the Companies Office and New Zealand legislation. Rules change, and we can't guarantee that every page is complete or up to date at the moment you read it.
Links to other websites
We link to other websites, such as government sources, for your convenience. We're not responsible for their content.
Intellectual property
The content, design and branding of this website belong to us or our licensors. You may view and print pages for your own use, but not republish them without permission. Photographs are used under the Unsplash licence; see image credits.
Liability
To the extent permitted by law, we are not liable for any loss arising from your use of, or reliance on, this website. Nothing in these terms limits any rights you have under New Zealand law that can't be excluded.
Governing law
These terms are governed by New Zealand law, and the New Zealand courts have jurisdiction.
Contact
Questions about these terms? Call us on 03 667 4222.